GLOBAL REAL ESTATE SYSTEM
IQSM SmartCore™ licensed funding service mandates secure localised funding service rights, without traditional interest rate and loan deposit limitations and re-define how local real estate stores of value are enhanced & mortgage credited on-demand.
- global
- real estate system
- world leading technology secured ecosystem
IQSM SmartCore™ powers 100% loan to property value, fixed zero interest rate - fixed principal only (PO) - multi-line reserve asset optimised new purchase and refinanced loans, with a 40 year term PO fixed loan service cost of $208 per $100,000 pm.
100% LPV PO loans have a maximum - initial - loan exposure ratio to property and yield-provisioned reserve asset collateral of 25.00% and 0.00% exposure by month 120 with no deposit, interest or service costs other than, local principal repayments.
IQSM SmartCore™ multi-line reserve value creation protocols generate unrivalled new, fixed and certain 320% loan to credit advance based collateral reserve assets and returns in lieu of traditional bank and non-bank interest-rate based margins and radically outperform - all - banking industry benchmark returns.
IQSM SmartCore™ 40 year term, fixed zero interest rate (PO) mortgage refinance services reduce 30 year 5.25% P&I based loan service costs by up to 62.5%, and in principal reset mode can eliminate the need, to make PO reset period - repayments directly from client after-tax income, further increasing the rate of client-accessible - net disposable household income (NDHI) and local consumer spend without increasing the loan balance.
We refer to all - traditional mortgage loans, covered bond, and securitised pass-through protocols, referenced on this website as pertaining to any, current market - P&I or IO mortgage loan or pool with a fixed or variable - interest rate % set above zero.
This content is provided for your informational purposes only, and should not be relied upon, as local legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or reserve assets are for illustrative purposes only and do not constitute an investment recommendation or an offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon, when making any investment decision. Past performance is not indicative of future results. The content speaks only, as of the date indicated. Forward projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials, are subject to change without notice and may differ or be contrary to opinions expressed by your advisors or others.
