IQSM SmartCore™  multi-line reserve service rights automate intelligent - local and global - reserve exchange based service rights of use, for all individual, business and government client directed accounts, and all yield, credit and value creation lines.

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-  global

-  base money system

-  world leading technology secured ecosystem

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IQSM SmartCore™ local and global exchange service funding lines outperform all bank and non-bank yield, credit and value creation systems, and unconditionally - lock-down a net stable funding and liquidity coverage ratio of 320% - over a rolling 60 month horizon, for all forward exchange services, in perpetuity.

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IQSM SmartCore™ global reserve exchange service protocols power unrivalled new client-directed, base money entitlements and rights of use and intelligent yield and credit products - that render all - local interest-rate based, full and fractional reserve banking systems flawed by design, and systemically irrelevant.