IQSM SmartCore™ global currency units (GCU's) are a direct 10:1 multi-line reserve based representation of BMU localised funding line reserves - indexed - across lending markets. They empower unrivalled value and wealth creation, and new social  and economic impact benefits - on unprecedented local levels. 

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- global 

- virtual stablecoin system 

- world leading technology secured ecosystem

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GCU subordinated - FTS base money units were secured with a - 1:1 - Share to GCU to BMU aligned - global - reserve issue of 399,999,960 - Class A common shares - on 1 January 2024.

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Fixed total supply - foundation owned GCUs, activate on a 1:1 GCU to BMU basis as BMUs release and are market localised with a 1:1 par equivalence pool conversion value, in perpetuity.

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GS-10/100 BMU release-activated GCUs create - 10 new loan funding lines in each funding cycle and each is yield optimised by a fixed ecosystem reserve multiplier ratio of 3.2:1 - for each single reserve line. Each line compounds in reserve value by a fixed rolling reserve line multiplier of 10.24:1 YoY, in perpetuity.

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They render all current - 1:1 - reserve asset backed single and multi-currency based stable-coin systems and local - fractional reserve banking & maturity transformation - systems unsound, design & performance limited - and systemically uncompetitive.

 

Privately owned, funded and developed in Australia, for global release in 2025 - we have created what we consider to be the holy grail of local and global money and finance - empowering unrivalled financial solutions for clients, on an ecosystem level.​